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Save With Us Christmas Savers

Christmas Savers

The Christmas Savers Account is ideal for members who like to plan ahead for Christmas by putting money away throughout the year.

The Christmas Savers Account runs until the first week of November each year.  Funds are paid out by cheque or bank transfer in the first week of November, just in time for Christmas shopping sprees.

No withdrawals are permitted.

By saving for Christmas with HI-Scot Credit Union, you can relax and enjoy the festive period in the knowledge that you haven't had to run up huge credit card bills, taken out a personal loan or dipped into your savings to pay for Christmas.

No dividend is paid on Christmas savings.  However, unlike unregulated retail savings schemes, your savings with HI-Scot Credit Union are safe.  HI-Scot Credit Union is authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.  Your savings are covered in their entirety by the Financial Services Compensation Scheme.

If you aren't a member of HI-Scot Credit Union yet, but would like to open a Christmas Savers Account, simply contact our staff who will be pleased to help you join.

Remember, as a saver with HI-Scot Credit Union, you automatically benefit from the following:

  • Absolutely secure savings - guaranteed!
  • No hidden fees or charges
  • Convenient payment methods
  • Savings paid out in November each year, for you to spend as you wish
Find Us here:
  • HI-Scot Credit Union
  • Tel: 01851 701865
  • Fax: 01851 701542
  • Email:
  • Web:
Authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.