HI-Scot Credit Union

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About HI-Scot About HI-Scot

A Credit Union for YOU

HI-Scot has been in existence since 2006, though up until 2010 was under the name of Western Isles Credit Union. The name was changed to HI-Scot to reflect that fact that we'd moved to a position of serving all of the Highlands & Islands, and indeed anyone who lives or works in this area can apply to join us.

Like all credit unions, HI-Scot is run for the benefit of its members only and therefore we have no external shareholders. However, even within the high customer service standards most credit unions achieve, we believe we stand out as exceptional and this is one of the reasons we say that HI-Scot is a Credit Union for YOU. You'll find us friendly, efficient, helpful and decent to deal with, and because credit unions operate purely for the benefit of their members, then, and unlike some other financial institutions such as banks, we don't try to sell you financial products and services you don't necessarily need or possibly can't afford. What we will do is help and advise you in any way we can, and a key aspect of this is ensuring that our members do not take on a level of unmanageable debt. 


A base in Stornoway but easily accessible to anyone in the Highlands & Islands

Our base is in Stornoway on the Isle of Lewis, but we're able to serve all of the Highlands and Islands because of our network of Access Points. These include Highland Council Service Points and a number of housing association offices, all of which have the facilities to provide and take application forms and verify personal ID etc.

As a member, savings can be paid in by standing order, payroll deduction or via your member card at any Post Office or PayPoint outlet, and application forms for loans and other services are all available on this website.


Meet the HI-Scot team

Find Us here:
  • HI-Scot Credit Union
  • Tel: 01851 701865
  • Fax: 01851 701542
  • Email: info@hi-scot.com
  • Web: http://www.hi-scot.com
Authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.