HI-Scot Credit Union

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Membership Membership

Joining HI-Scot Credit Union is the best decision you could take for your money

HI-Scot lets people in the Highlands and Islands come together to save, and borrow money at low rates. Operated on a not-for-profit basis with surpluses being returned to members, membership of HI-Scot can also be seen as a more ethical alternative to banks and other financial institutions.

Membership of HI-Scot Credit Union has many benefits

Flexible and convenient loans

Members can take out loans, subject to our criteria, and repay at tailor-made schedules.

Attractive dividend on savings

Every year we pay an attractive dividend on members' savings.

Quality service and no fees

You can be assured of a professional service from us at all times, and you do not pay a transaction fee for saving or borrowing money.

Pay by standing order

Arrange a standing order from your bank and be sure of regular payments to your savings account. We will send you an annual statement showing all transactions.

Christmas Savers

The Christmas Saver Account is ideal for our existing members who like to plan ahead for the expense of Christmas by putting money away throughout the year.

Documents Required

Please note that your membership application needs to be accompanied by the following documents in accordance with the law:

  1. Proof of Name (e.g. passport, driver's licence)
  2. Proof of Address (e.g. recent utility bill, bank statement)

Our downloadable Acceptable ID Documents form provides this list in full

Membership Application

The membership application form is a PDF document and Adobe Acrobat Reader is required to view it.  Adobe Acrobat Reader can be downloaded for free by clicking on the Get Acrobat Reader icon.


Find Us here:
  • HI-Scot Credit Union
  • Tel: 01851 701865
  • Fax: 01851 701542
  • Email: info@hi-scot.com
  • Web: http://www.hi-scot.com
Authorised by the Prudential Regulation Authority, and regulated by the Financial Conduct Authority and the Prudential Regulation Authority.